4+ hour, 17+ min ago  (802+ words) For the first time since 2023, a majority of consumers say it's better to buy a home than rent or live with family, according to Bank of America's 2026 Homebuyer Insights Report. The findings suggest attitudes toward homeownership are improving even as…...

2+ week, 1+ day ago  (764+ words) Fewer Americans expect to apply for new credit or refinance existing debt over the next year, according to Trans Union's Q2 2026 Consumer Pulse Study, with the sharpest pullback coming from higher-income households that have remained among the most active borrowers during…...

1+ mon, 3+ week ago  (535+ words) The central bank held the federal funds rate steady at 3. 5% to 3. 75%, marking a third straight pause. But the headline wasn't the hold, it was the split. Four policymakers dissented, the most since 1992, exposing a growing divide over what comes next....

1+ mon, 4+ week ago  (226+ words) Mortgage markets are shifting gears " from volatility to potential complacency " but risks remain front and center. In this week's Master the Markets, host and expert Bill Bodnar explains why rates have ticked higher off their best levels and how ongoing…...

2+ mon, 3+ week ago  (358+ words) Mortgage rates just took a turn higher " and the reason isn't just economic data. In this week's Master the Markets, host and expert Bill Bodnar breaks down how geopolitical risk and rising oil prices are pushing rates upward, with the…...

3+ mon, 3+ week ago  (674+ words) In the last few months, President Trump requested that "representatives" buy $200 billion of mortgage-backed securities (MBS). Whether gradual, or all at once, new or existing securities, we'll find out at some point. Regardless, given the size of the mortgage industry…...

3+ mon, 3+ week ago  (245+ words) The bond market just crossed a major line in the sand. In this week's Master the Markets, host and expert Bill Bodnar breaks down the significance of the 10-year Treasury moving below 4% for the first time in a while " a…...

4+ mon, 3+ hour ago  (357+ words) A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual savings for lenders and borrowers, according to a new analysis released by Vantage Score. Beyond direct financial savings, the report highlighted potential operational…...

4+ mon, 1+ day ago  (327+ words) During his 2026 State of the Union address President Donald Trump highlighted declining mortgage costs and outlined his administration's strategy to improve housing affordability through lower interest rates, deregulation, and expanded housing supply. Central to Trump's housing message was his emphasis…...

4+ mon, 1+ week ago  (445+ words) Federal Reserve Vice Chair for Supervision Michelle W. Bowman outlined a strategic focus on revitalizing the banking sector's participation in mortgage origination and servicing during remarks delivered at the recent American Bankers Association 2026 Community Bankers Conference. Bowman identified a long-term shift…...