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thumbnail favicon aier.org —  16+ hour, 19+ min ago

Where Has All The Lending Gone?

aier.org > article

...Americans" growing reliance on P2P loans for business and personal needs is expected to exceed $700 billion by 2030, with the United States topping... ...Online P2P lending networks, such as Lending Club, Prosper, and others, help close the credit gap by connecting lenders and borrowers that traditional... ...P2P lending services reduce such moral hazard issues since they have no lender of last resort, government bail-out, or FDIC insurance programs to... ..., although the aftermath of the SVB failure may have effectively removed any limit....

thumbnail favicon aier.org —  17+ hour, 19+ min ago

Are Historians Politically Biased?

aier.org > article

...In a recently accepted article in the Journal of Public Finance and Public Choice, Marcus Shera (graduate student at George Mason University) and... ...Vincent Geloso, senior fellow at AIER, is an assistant professor of economics at George Mason University....

thumbnail favicon federalreserve.gov —  1+ day ago

Agencies issue final guidance on third-party risk management

federalreserve.gov > pressreleases

...The final guidance replaces each agency's existing general third-party guidance and promotes consistency in the agencies" supervisory approaches...

thumbnail favicon aier.org —  2+ day ago

Wealth Taxes: The Tale of “Tuh”

aier.org > article

...This is pure naked economic puritanism, of the moralistic sort. But how can that be? Remember, we already tax income....

thumbnail favicon aier.org —  3+ day ago

Decentralization and Bitcoin

aier.org > article

...for email encryption, OTR for chat encryption, BitTorrent, Wikileaks, the Silk Road market, and, of course, Bitcoin, both during the group"s formal... ...Cypherpunks are widely credited to having significant involvement in the development of (or influence on) projects such as Tor, anonymous remailers, PGP... ...Friedman, science fiction writer Vernor Vinge, and philosopher Ayn Rand. ... ...Where did David Friedman"s own anarchy come from? His influential parents Milton and Rose Friedman were certainly no anarchists. ...

thumbnail favicon aier.org —  4+ day ago

Before Joining the Boycott Bandwagon, Consider This

aier.org > article

...In 2010, I had a student proudly state in my class that he was boycotting all BP gas stations in response to the disastrous Deepwater Horizon oil... ...Roughly two years later, some of my students were choosing to boycott Chick-fil-A after hearing about a kiss-in event to protest the founder"s stance... ...Dylan Mulvaney has over 10 million followers, pride promotions pop up each year, and DEI positions are commonplace at most major US firms.... ...Truck drivers serving as part of Bud Light's distribution network had nothing to do with the marketing of Dylan Mulvaney, just as any high schooler...

thumbnail favicon aier.org —  4+ day ago

Don’t Listen to De-growthers — Economic Growth Is Healthy!  

aier.org > article

...To make this claim, they (sometimes unknowingly) rely on the “Preston Curve” – named after Samuel Preston in a famous article in Demography.... ...The first is that when it was first drawn, back in the 1970s, there were few “exceptionally rich” countries to draw the Preston Curve.... ...When this is done, we observe a totally different Preston Curve. Rather than seeing diminishing marginal returns, we see increasing ones!...

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