News
I'm torn between a tracker and a fixed rate mortgage - what should I do?
1+ hour, 53+ min ago (751+ words) Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in, and we will get one of our experts to reply. Nick Mendes, mortgage technical manager at John Charcol, has given his…...
'I'm 18 and on the minimum wage - but still managed to go on five holidays a year"
1+ day, 1+ hour ago (631+ words) We hear from two 18-year-olds at different ends of the country about what it's like working full-time for minimum wage Labour is stalling on its 2024 manifesto pledge to remove the "discretionary age bands" in place on the minimum wage, with…...
70% of banks have cut interest rates this year - and there's more to come
3+ day, 1+ hour ago (881+ words) Experts warn that savers face the prospect of rates drifting lower still with the Bank of England's Monetary Policy Committee (MPC) meeting again next month The majority of savings providers have already reduced rates in the opening weeks of 2026, with…...
Which mortgage is right for you, as experts predict more rate cuts in spring
5+ day, 19+ hour ago (914+ words) The cheapest deals on the market are sitting at around 3.5 per cent Mortgage prices are expected to fall more in the coming weeks, with the Bank of England (BoE) set to cut interest rates in spring, experts predict. Inflation fell…...
More people are taking 5% deposit mortgages - but are they actually a good deal?
1+ week, 3+ day ago (817+ words) There are more deals available for those with small deposits than before - but experts say they are not the right choice for everyone Ultra-low deposit mortgages are becoming increasingly available to first-time buyers, but experts warn there are risks involved…...
I'm a gym owner. If business-rates go up, I'll have to increase my prices by 10%
1+ week, 6+ day ago (782+ words) Gym owners are feeling 'strangled' by the rise in business rates" Kirk Stephenson has owned his Leeds-based gym for 11 years, but he's currently facing a "massive worry. The 36-year-old says his CrossFit Utopia gym faces a huge financial hit from…...
Should I overpay my mortgage while the interest rate is still below 2%
2+ week, 8+ hour ago (858+ words) Many mortgage holders will come off ultra-cheap rates this year and will see their costs increase Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in, and we will get one…...
Bank of England holds interest rates at 3.75%, as experts predict just one cut in 2026
2+ week, 5+ day ago (650+ words) The Bank of England of England has kept interest rates on hold after a reduction in December The Bank of England has opted to keep interest rates at 3.75 per cent in its latest meeting. In a widely expected decision, the…...
Mortgage lenders offer six-times salary loans - but is it a good idea?
2+ week, 6+ day ago (818+ words) Experts warn the move could put people under more financial strain A number of high street lenders have begun offering mortgages of up to six times borrowers" incomes in a bid to help more people get on the housing ladder…...
Interest rates set to be held at 3.75% in bad news for homebuyers
3+ week, 1+ day ago (649+ words) Inflation rose in the latest reading last month, making it harder for the Bank of England to make cuts The Bank of England (BoE) is set to keep interest rates on hold at 3.75 per cent until at least next month,…...