News
Lenders to have greater flexibility when offering higher LTI mortgages
7+ hour, 19+ min ago (331+ words) The Financial Conduct Authority has launched a consultation looking at potential changes to give lenders more flexibility when making higher loan to income mortgages. In July 2025, the Financial Policy Committee recommended that the Prudential Regulation Authority and FCA should amend…...
Brokers call for 30-day mortgage reservation amid market chaos
22+ hour, 47+ min ago (63+ words) Brokers call for 30-day mortgage reservation amid market chaos'FT Adviser Brokers call for 30-day mortgage reservation amid market chaos follow us on social Brokers have called for a 30-day mortgage reservation at the stage of agreement in principle as lenders…...
Middle East conflict threatens rebound in consumer confidence
3+ day, 3+ hour ago (52+ words) Middle East conflict threatens rebound in consumer confidence'FT Adviser Middle East conflict threatens rebound in consumer confidence follow us on social High consumer confidence in February is set to be "stamped out" by the consequences of conflict in the Middle…...
Middle East conflict ‘shatters’ positive sentiment for BTL market
3+ day, 11+ hour ago (60+ words) Middle East conflict "shatters" positive sentiment for BTL market'FT Adviser Middle East conflict "shatters" positive sentiment for BTL market follow us on social The positive sentiment for the buy-to-let market at the start of 2026 has "shattered" as unrest in the…...
‘Seeing nature as an asset class is key to solving climate risks’
1+ week, 6+ day ago (318+ words) Traditional ESG investing ignores the role nature can play in managing risk, according to Kirsty Wilman, chief operating officer at Rebalance Earth. The natural capital fund manager has a portfolio of projects including rewilding in Yorkshire and oyster reef restoration…...
FCA opens investigation into collapsed mortgage lender
1+ week, 6+ day ago (51+ words) The Financial Conduct Authority (FCA) has opened an enforcement investigation into Market Financial Solutions Limited (MFS). FCA opens investigation into collapsed mortgage lender follow us on social The Financial Conduct Authority (FCA) has opened an enforcement investigation into Market Financial…...
A week in mortgage rates as swap rates reach highest level in more than a year
1+ week, 6+ day ago (124+ words) Mortgage rates have been slowly rising this week, as the Iran war entered its third week. This week, the Bank of England held the bank rate at 3.75 per cent citing global volatility, a decision which ... A week in mortgage rates…...
What history can teach us about the potential impact of AI on economies
2+ week, 5+ day ago (290+ words) Friedrich Engels was the eldest son of a wealthy Prussian merchant family.He was sent to Manchester to help manage his family's cotton mill in 1842.The Spinning Jenny had been invented more than 50 years earlier and, alongside steam power, automated…...
Middle East conflict likely to delay UK interest rate cuts
2+ week, 6+ day ago (229+ words) The conflict in the Middle East could have a "stagflationary" impact on the UK economy and delay previously anticipated Bank of England interest rate cuts, according to the guests on the latest FT Adviser podcast. Gerard Lyons, chief economic strategist…...
Fewer rate cuts expected in 2026 due to Middle East conflict
3+ week, 3+ day ago (475+ words) The financial markets expect fewer rate cuts from the Bank of England in 2026 following the conflict in the Middle East and accompanying rise in energy prices, Knight Frank head of UK residential research, Tom Bill, has said. Bill pointed to…...