2+ hour, 32+ min ago  (1260+ words) We spoke to Chris Kirby, head of field sales for retail mortgages at Shawbrook, about his view of the current housing market and the key pressures shaping it, how borrower confidence and behaviour has changed in a higher-rate environment, and…...

7+ hour, 56+ min ago  (192+ words) Mansfield Building Society has announced reductions of up to 0.40%. Mansfield Building Society has reduced fixed rates across its versatility and credit repair mortgage ranges. The fixed rate reductions include five-year fixed rate credit repair products up to 70% LTV, reduced by…...

3+ day, 8+ hour ago  (259+ words) There is growing market speculation that the Bank of England could increase rates as a direct consequence of the ongoing Iran-related conflict. UK interest rates could rise following market turmoil caused by the Iran war, industry experts predict. Yesterday, Rachel…...

4+ day, 3+ hour ago  (350+ words) The lender has increased rates across its residential and buy-to-let mortgage ranges. NatWest has become the latest lender to increase rates across its residential and buy-to-let mortgage ranges due to rising swap rates. Last week, accelerating conflict in West Asia…...

4+ day, 5+ hour ago  (407+ words) The BDLA found that applications for bridging finance increased in Q4 2025 despite Budget uncertainty. The latest data from the Bridging & Development Lenders Association (BDLA) reveals that the bridging sector continued to demonstrate resilience in the final quarter of 2025, with borrower demand…...

1+ week, 9+ hour ago  (234+ words) The second charge mortgage market ended 2025 on a strong note. Second charge mortgage new business volumes grew by 17% in 2025 to reach the highest level since 2008, according to the latest figures from the Finance & Leasing Association (FLA). In December, lending was…...

1+ week, 8+ hour ago  (358+ words) Mortgage rate cuts had been widely expected following this week's Spring Statement, with Office for Budget Responsibility (OBR) forecasts of falling inflation, sluggish growth and rising unemployment increasing the likelihood of Base Rate cut." However, accelerating conflict in West Asia…...

1+ week, 2+ day ago  (408+ words) 10,000 customers can borrow up to "20,000 interest free to make energy-efficient home improvements. Nationwide is doubling the number of mortgage customers who will be able to benefit from its interest-free green loans. The 0% green additional borrowing products were initially launched in…...

1+ week, 4+ day ago  (275+ words) The number of mortgages in arrears continued to fall in Q4, marking the seventh consecutive quarter of contraction. Mortgage lending grew strongly in 2025, rising by over 16% to its highest level since 2021, according to UK Finance's latest Household Finance Review for Q4 2025. Activity…...

1+ week, 4+ day ago  (528+ words) The rate on newly-drawn mortgages continues to fall, which could boost buyer confidence in the Spring. Net residential mortgage approvals decreased to 60,000 in January, from 61,000 in December, the latest Money and Credit statistics from the Bank of England show. Approvals…...