News
Mortgage loan growth moderates as APAC policies tighten
4+ hour, 5+ min ago (214+ words) Eligible cover assets rose in Australia, New Zealand, Singapore, and Korea. Mortgage loan growth momentum for APAC covered bond issuers is expected to moderate in 2026 on the back of interest rate cuts and tighter policy in some markets, according to…...
NAB says 3 in 4 home loan customers use offset accounts
1+ week, 2+ hour ago (155+ words) Keeping money in an offset can cut around $74,000 in interest, the bank noted. Nearly 3 in 4 of National Australia Bank's (NAB) home loan customers now have an offset account, with the goal of cutting down on the interest they pay, the…...
Hong Kong mortgage accounts up 3.6% in Q4 as lower rates trigger demand
1+ week, 1+ day ago (297+ words) Hong Kong's mortgage market showed early recovery signs in Q4 2025, with active mortgage accounts rising 3.6% year-on-year (YoY) during the quarter, noted TransUnion. This reflects a recovering housing market and improving borrower confidence, the information and insights company said in a report…...
Malaysia's corporate lending slumps to 3.8% as 24-month credit gains unwind
1+ week, 1+ day ago (389+ words) Total credit, including bonds, still accelerated to 5.5% year on year by the end of January 2026. Malaysia's bank loans in January eased to 4.7% year-on-year (YoY), whilst household loan growth remained steady at 5.3% YoY, according to a Maybank IBG Research report. In…...
Singapore’s finance sector lifts business sentiment as index hits 53.4
1+ week, 2+ day ago (184+ words) Business Sentiment Index climbed 1.2 points in Q4 2025, ending a six-month slide. Singapore's insurance and banking industry, along with other financial and insurance activities, were amongst the sectors that "performed positively" in the fourth quarter of 2025 (Q4 2025), even as sentiment across the wider…...
Malaysia industry loan growth slows to 4.7% in January
1+ week, 3+ day ago (143+ words) Lending for commercial complexes shrunk for the 14th straight month. Malaysia's industry loan growth slowed in January 2026 to 4.7% year-on-year (YoY), compared to the 4.8% YoY growth for the whole of 2025. Construction lending rose to 7% YoY, expanding from the 6.6% YoY growth in-end December…...
Vietnam banks to weather risks with 16% credit growth target 'reasonable"
2+ week, 2+ day ago (472+ words) Actual loan growth may exceed previous years even as it does not hit the official target. Vietnamese banks should be able to weather a new slate of credit and liquidity related risks, with some of these concerns being overrated or…...
Australia’s BEN to see low credit losses but at risk from housing shock: S&P
3+ week, 4+ day ago (188+ words) Operating efficiency will likely continue to improve on digital investments. Bendigo and Adelaide Bank's (BEN) credit losses are expected to remain low over the next two years, although they remain vulnerable to losses from a correction of housing prices. The…...
Japanese banks face bond yield shocks as yields hit 2.23%
3+ week, 4+ day ago (187+ words) Megabanks should be able to handle the near-term losses, said Fitch. Japanese megabanks should be able to handle near-term losses from Japanese government bonds (JGBs), whilst weaker regional banks and smaller securities firms are most vulnerable. Benchmark 10-year JGB yields…...
Japan retail banking to hit $227b by 2033
1+ mon, 1+ day ago (222+ words) Market revenue stood at $143.7b in 2024 with 5.2% annual growth projected. Japan's retail banking market generated revenue of $143.7b in 2024 and is projected to reach $226.6b by 2033, according to a Grand View Horizon research report" The market is expected to expand at a compound…...