3+ hour, 58+ min ago   (491+ words) President Donald Trump has called for a one-year, 10% cap on credit card interest rates. "Please be informed that we will no longer let the American Public be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to…...

2+ day, 9+ hour ago   (735+ words) Slower job creation and rising job loss concerns are prompting consumers to manage credit exposure more carefully, particularly around high-cost revolving balances, without abandoning borrowing altogether. Credit remains a stabilizing tool, as continued but slowing growth in those balances and…...

3+ day, 17+ hour ago   (421+ words) A growing share of Americans are losing confidence in their financial footing, as paycheck-to-paycheck stress becomes a defining feature of the economy rather than a temporary condition. The report shows that dissatisfaction is not confined to any single demographic. Financial…...

5+ day, 9+ hour ago   (605+ words) Federal Reserve Payment Accounts could extend limited settlement access to nonbanks without granting full banking privileges. Banks remain essential for liquidity, deposit insurance, supervision and balance sheet risk absorption. The proposal points to a payments system where nonbanks innovate at…...

5+ day, 14+ hour ago   (400+ words) New Federal Reserve research examines the relationship between high tariffs and reduced inflation. "The 15% increase in the average U.S. tariff rate in 2025 was the largest in the modern era," researchers Regis Barnichon and Aayush Singh wrote. "Assessing the likely impacts of…...

1+ week, 2+ day ago   (524+ words) Extended households are now a core driver of cash-flow complexity, as PYMNTS Intelligence data shows. PYMNTS-covered initiatives from the likes of Mastercard and Visa show how proactive digital tools can support financial planning before stress escalates. Real-time data, alerts and…...

1+ week, 3+ day ago   (259+ words) Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according to new PYMNTS Intelligence research. The December 2025 PYMNTS Data Book,Rising Costs and Financial Pressures…...

1+ week, 4+ day ago   (260+ words) For much of the past decade, "living paycheck to paycheck" has functioned as shorthand for low wages. PYMNTS Intelligence's research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle'and, at times,…...

1+ week, 5+ day ago   (423+ words) British consumers reportedly pulled back on their debit and credit card spending this year. It marks the first decline in card spending since the COVID pandemic, Bloomberg News'reported'Tuesday (Dec. 30), citing data from'Barclays'which showed consumers were still willing to shell out…...

1+ week, 5+ day ago   (498+ words) 2025 was the year of uncertainty, and the effects are still rippling through corporate strategy and performance. Tariffs, uneven demand and shifting policy signals left many companies operating with less visibility than ever. As mid-market firms look to 2026, they are ready…...