40+ min ago  (310+ words) On December 12, Wisconsin legislators introduced Senate Bill 759 (SB 759), which would substantially shift Wisconsin's approach to consumer lending. The bill would: 36% APR Cap and Enforceability Under current Wisconsin law, with some exceptions, a person must be licensed to make or take…...

47+ min ago  (83+ words) On December 16, the Federal Reserve Board issued a Request for Information on a new special'purpose "Payment Account" prototype, which is essentially a stripped'down Federal Reserve Bank account designed for institutions focused on payments innovation. The goal with this specialized or…...

2+ hour, 11+ min ago  (155+ words) As 2025 comes to an end, we are pleased to present our traditional End-of-Year Plan Sponsor "To Do" Lists. This year, we present our "To Do" Lists in four separate SW Benefits Updates. Part 1 addressed health and welfare plan issues, Part…...

3+ day, 12+ hour ago  (413+ words) On December 15, the CFPB issued a final rule in the Federal Register its annual inflation adjustments for dollar thresholds under Regulation Z, which implements TILA. The final rule, effective January 1, 2026, updated various thresholds for open-end consumer credit, Home Ownership and…...

3+ day, 18+ hour ago  (287+ words) Under the proposals, only designated benchmarks or benchmark administrators would be regulated. On 18 December 2025, HM Treasury published a consultation setting out proposals to reform the UK Benchmarks Regulation (BMR). HM Treasury acknowledges that the regulatory framework needs to remain proportionate,…...

6+ day, 18+ hour ago  (1107+ words) Remote and hybrid work, once a novelty, is now integrally incorporated into how many employees work effectively forever. Employers and employees alike have settled into longer term remote working arrangements that have nothing to do with the en masse Covid…...

6+ day, 18+ hour ago  (566+ words) Keeping track of all the tariffs that have been promulgated or proposed during the Trump Administration continues to be a head-spinning task.To help follow the proliferation of tariffs in the Trump Administration, I have put together the following list…...

6+ day, 19+ hour ago  (291+ words) The draft bill No. 8634 to amend Luxembourg's pension regime was adopted by the Chambre des D'put's on December 18, 2025. This eAlert sets out the forthcoming changes affecting the following topics. The currently required 480 months of insurance periods (including voluntary periods, study,…...

6+ day, 19+ hour ago  (842+ words) For lawyers and market participants, the law's passage represents more than a compliance milestone. It signals a period of adjustment, interpretation and new forms of legal risk within an increasingly digital financial system. Stablecoins are digital assets designed to maintain…...

1+ week, 1+ hour ago  (336+ words) On December 15, the Board of Governors of the Federal Reserve System and the CFPB issued joint final rules amending the official interpretations to their regulations implementing the Consumer Leasing Act and the Truth in Lending Act. The amendments reflect the…...