12+ hour, 1+ min ago   (478+ words) December jobs growth was the slowest in years, keeping mortgage rates near 6% as bond yields held steady and Trump's MBS policy aided spreads." AI Summary Jobs Friday came and went without much reaction in bond yields because the labor market…...

5+ day, 17+ hour ago   (800+ words) As the U.S. population ages rapidly, retirement is reshaping the economy in an uneven manner. Retirement assets have surged as baby boomers exit the workforce, yet many lack adequate savings or plan access. Later retirements are common, while rising health care…...

1+ week, 6+ day ago   (956+ words) If you're self-employed, paid on commission, or run a business, you already know the frustration: you can have strong cash flow, great credit, and real assets'yet a traditional mortgage can still feel like a square peg in a round hole....

2+ week, 4+ day ago   (679+ words) Mortgage rates declined in 2025, with forecasts calling for steady rates into 2026. Lenders cite Fed policy and market competition as key factors." AI Summary Mortgage rates started the year slightly above 7% but are heading into the holiday season near the 6.2% level....

2+ week, 4+ day ago   (490+ words) The Mortgage Bankers Association forecasts U.S. economic growth to slow to 1.6% in 2025, with inflation and interest rates impacting the outlook. The chance of a recession is 35%, and mortgage rates are expected to stabilize. " AI Summary Economic growth is expected to slow…...

2+ week, 5+ day ago   (558+ words) In 2025, the demand for DSCR loans surged due to tight housing inventory and an increase in nontraditional wage earners. Rocket Pro launched its first DSCR product, marking a shift in the mortgage industry as companies adapt to evolving borrower needs....

3+ week, 2+ day ago   (291+ words) AD Mortgage's survey shows brokers are optimistic about growth, with 84.5% expecting increased lending activity. Stronger referral networks and non-QM offerings are seen as key growth drivers. " AI Summary AD Mortgage on Thursday released its first Mortgage Professionals Pulse Report & 2026 Outlook,…...

3+ week, 2+ day ago   (428+ words) U.S. inflation eased to 2.7% in November, down from 3.0% in September. Shelter and energy costs continued to rise, while economists remain cautious." AI Summary The pace of annual inflation slowed in November, after hitting its highest level of the year in September,…...

3+ week, 4+ day ago   (260+ words) A fifty year mortgage also faces fundamental structural challenges. Anything beyond thirty years is considered non conforming, which means Fannie Mae and Freddie Mac will not purchase it. Without support from the GSEs, lenders cannot easily sell these loans into…...

3+ week, 4+ day ago   (875+ words) Mortgage rates held steady following the Fed's December rate cut, with 30-year fixed rates near 6.3%. Policymakers cite ongoing housing shortages and mixed jobs data as they consider future cuts." AI Summary The latest in a string of Federal Reserve interest…...