13+ hour, 35+ min ago   (761+ words) Mortgage rates ended the week at 7.12%, a level that historically coincides with softer housing demand. Holiday effects lowered weekly inventory and listings, but pending sales and purchase apps are entering a period of tougher year-over-year comparisons with last year’s falling-rate…...

2+ day, 20+ hour ago   (707+ words) ‘It’s in the interests of the blinded to keep others blind’ paraphrases a keen remark near the end of Rev. Robert Barron’s video here. Barron’s remark reminds thinkers of author Upton Sinclair’s insight: “It is difficult to get a man…...

2+ day, 21+ hour ago   (242+ words) The 7% mortgage rate threshold broke as the 10-year yield increased to 4.92% and WTI oil moved above $100. Low jobless claims and a 4.1% unemployment rate are keeping pressure on rates by supporting a more hawkish Fed outlook. AI Summary As labor force…...

2+ day, 23+ hour ago   (323+ words) MBA’s Mortgage Credit Availability Index fell 1% in August to a reading of 107.3, signaling tighter lending standards. The conventional index dropped 1.8% and jumbo availability fell 2.5%, while government loan availability was unchanged. AI Summary Mortgage credit availability declined in August as lenders…...

4+ day, 21+ hour ago   (830+ words) Optimal Blue reported August 2026 lock volume fell 9% month over month and 3% year over year as rates held steady. Purchases were 81% of volume, while rate-and-term refis fell 47% year over year. AI Summary Mortgage activity weakened in August even as mortgage rates…...

1+ week, 15+ hour ago   (644+ words) Weekly inventory increased to 883,683, creating stronger year-over-year growth comparisons after last year’s late-summer rate drop slowed inventory gains. New listings were 68,142 and price cuts were 42.14%, with mortgage spreads helping keep rates under 7%. AI Summary Purchase application data, which looks out…...

2+ week, 1+ day ago   (646+ words) Washoe County deed records show Reno single-family prices up 2.1% YoY through July 2026 on a 3-month average, but momentum slowed to 0.0% in July. Tight land supply and data-center investment support demand, while affordability, insurance and concentration risks grow. AI Summary Reno,…...

1+ week, 3+ day ago   (381+ words) What Gen Z borrowers are telling us about the future of mortgage Despite persistent affordability challenges, younger generations are finding ways to achieve homeownership, ICE housing market data shows. This demographic shift means the mortgage industry needs to rethink how…...

1+ week, 4+ day ago   (290+ words) HousingWire’s 2026 Vanguards award recognizes 100 outstanding executives across mortgage, real estate and homebuilding. Now in its 12th year, the program honors leaders whose strategic vision, industry influence and accomplishments are shaping the future of the housing economy. AI Summary The Vanguards award…...

2+ week, 2+ day ago   (562+ words) The MBA Purchase Applications Payment Index (PAPI) shows July affordability improved as the median purchase applicant mortgage payment declined to $2,175. The national PAPI fell 1.3% to 155.8, and payments were up 2.2% year over year. AI Summary Homebuyer affordability improved in July as…...