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247wallst.com > personal-finance > savings-accounts > 08/24/2026 > the-only-asset-guaranteeing-me-a-positive-real-return-right-now

The Only Asset Guaranteeing Me a Positive Real Return Right Now

3+ week, 1+ hour ago   (854+ words) A 3.80% savings APY shrinks to a -0.72% real after-tax return once a 32% tax rate and 3.3% core PCE inflation are applied. The 10-year TIPS pays 2.35% above whatever inflation runs, while the bond market prices just 2.34% average inflation over the next decade. I…...