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14+ min ago (477+ words) The Reserve Bank of India's (RBI) 25 bps repo rate cut and its dovish stance create scope for further easing in FY27 if growth weakens, while ongoing foreign'exchange depreciation could improve export competitiveness. The RBI unveiled plans of Rs 1 trillion of open market operations purchases and a 3-year USD/INR buy-sell swap of $5 billion. RBI's Repo Rate Cut & Dovish Stance Creates Scope For Further Easing In FY27 If Growth Weakens: HSBC Report The Reserve Bank of India's (RBI) 25 bps repo rate cut and its dovish stance create scope for further easing in FY27 if growth weakens, while ongoing foreign'exchange depreciation could improve export competitiveness. The RBI unveiled plans of Rs 1 trillion of open market operations purchases and a 3-year USD/INR buy-sell swap of $5 billion. New Delhi: The Reserve Bank of India's (RBI) 25 bps repo rate cut and its dovish stance creates scope for…...

15+ min ago (960+ words) After a choppy year for housing, U.S. mortgage rates are sliding back toward their lows of 2025 " and that's breathing new life into both home-purchase and refinance activity. Freddie Mac's latest weekly survey pegs the average 30year fixed mortgage at 6.19%, down from 6.23% last week and roughly half a percentage point below this time in 2024. [1] Realtime trackers show today's national averages hovering just above 6%, while some lenders are now advertising 30year rates in the mid5% range for toptier borrowers. [2] Below is a detailed look at where mortgage and refinance rates stand on Saturday, December 6, 2025, what's driving the drop, and what it means if you're thinking about buying or refinancing. Freddie Mac's Primary Mortgage Market Survey (PMMS) remains the clearest benchmark for broad U.S. mortgage rate trends. For the week of December 4, 2025: [8] An Associated Press/ABC News report notes this is near the lowest level of the year,…...

16+ min ago (599+ words) The Reserve Bank of India has stepped in with a fresh liquidity injection just as the rupee slid to a record low last week. A 25 basis point rate cut, Rs 1 lakh crore of open market purchases in December, and a USD 5 billion buy-sell swap are at the heart of its latest move. The package is meant to steady sentiment and cool volatility, but it has also raised the obvious question. Can liquidity support really calm the currency? The two large open market purchases are meant to flood the banking system with cash. When the RBI buys government bonds, it pays banks upfront and injects money directly into the system. That eases money market rates and reduces the risk of any liquidity squeeze. A tight liquidity environment often exaggerates pressure on the rupee because foreign investors become cautious when short-term funding…...

39+ min ago (176+ words) Also Read | India Tells Silicon Valley It Will Unveil Voice-Based LLM Before Delhi AI Summit. As banks adjust lending rates, borrowers with floating-rate home loans may soon see lower EMIs, reviving demand and giving impetus to property purchases. The softer interest rate environment is thus set to underpin stronger housing demand through the remainder of 2025 and into 2026, a period likely to see many "fence-sitters" finally turning into homeowners Real-estate developers welcomed the decision, noting that it could accelerate demand, convert cautious buyers into committed ones, and provide the needed boost to both residential and commercial launches in the coming year. Also Read | Has Govt Set April 27, 2026 As Final Deadline To Apply for Birth Certificates? PIB Fact Check Debunks Fake Claim. As the market absorbs the implications of the RBI's 25 bps rate cut, the momentum clearly tilts toward a more active…...

51+ min ago (320+ words) The Reserve Bank of India's (RBI) 25 bps repo rate cut and its dovish stance creates scope for further easing in FY27 if growth weakens, while ongoing foreign'exchange depreciation could improve export competitiveness, a report has said. The report from HSBC Global Investment Research welcomed the RBI's plans to infuse domestic liquidity in December, saying it could infuse about Rs 1.45 trillion of liquidity. The RBI unveiled plans of Rs 1 trillion of open market operations purchases and a a 3-year USD/INR buy-sell swap of $5 billion. HSBC said that its inflation forecasts are about 50 basis points lower than the RBI's " roughly 3.5 per cent for H1FY27. The firm forecasted inflation to remain below 4 per cent in FY26 and FY27. "We believe growth is strong now, but will soften by the March quarter due to fiscal tightening, weaker exports, and the GST boost fading. Fiscal policy will remain…...

1+ hour, 5+ min ago (460+ words) India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth, and resilient supply chains, M. Nagaraju, Secretary, Department of Financial Services, said.He was speaking at the event organised by the National Institute for Smart Government (NISG), Ministry of Electronics and Information Technology, and Tripura's Directorate of IT. India Advances Towards Becoming A $5 Trillion Economy, Trailed By Strong Fundamentals, Infrastructure'Led Growth India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth, and resilient supply chains, M. Nagaraju, Secretary, Department of Financial Services, said.He was speaking at the event organised by the National Institute for Smart Government (NISG), Ministry of Electronics and Information Technology, and Tripura's Directorate of IT. New Delhi: India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth and resilient supply chains, M. Nagaraju, Secretary,…...

1+ hour, 5+ min ago (460+ words) India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth, and resilient supply chains, M. Nagaraju, Secretary, Department of Financial Services, said.He was speaking at the event organised by the National Institute for Smart Government (NISG), Ministry of Electronics and Information Technology, and Tripura's Directorate of IT. India Advances Towards Becoming A $5 Trillion Economy, Trailed By Strong Fundamentals, Infrastructure'Led Growth India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth, and resilient supply chains, M. Nagaraju, Secretary, Department of Financial Services, said.He was speaking at the event organised by the National Institute for Smart Government (NISG), Ministry of Electronics and Information Technology, and Tripura's Directorate of IT. New Delhi: India is steadily moving towards becoming a $5 trillion economy, driven by strong fundamentals, infrastructure'led growth and resilient supply chains, M. Nagaraju, Secretary,…...

1+ hour, 19+ min ago (133+ words) Cooling labor data, easing inflation, and firmer consumer sentiment boosted expectations for further Federal Reserve rate cuts next week. Wall Street Review: Stocks Hover Near Records Ahead of Fed Meeting Equities extended last week's rebound as cooling labor market indicators, moderating inflation, and steadier consumer sentiment bolstered expectations that the Federal Reserve could continue to cut interest rates at next week's policy meeting. Lower interest rates would mark a significant shift in market direction and investor strategy. Technology shares and small cap stocks'typically the most sensitive to rate changes'led the advance. 2026 Housing Outlook: Real Estate Professionals Project Improved Affordability Wall Street Review: Stocks Surge on Rate-Cut Hopes Wall Street Review: Stocks Sell Off in Another Volatile Week Gen Z Delaying Homeownership, Affecting Other Life Decisions, Poll Finds...

1+ hour, 19+ min ago (133+ words) Cooling labor data, easing inflation, and firmer consumer sentiment boosted expectations for further Federal Reserve rate cuts next week. Wall Street Review: Stocks Hover Near Records Ahead of Fed Meeting Equities extended last week's rebound as cooling labor market indicators, moderating inflation, and steadier consumer sentiment bolstered expectations that the Federal Reserve could continue to cut interest rates at next week's policy meeting. Lower interest rates would mark a significant shift in market direction and investor strategy. Technology shares and small cap stocks'typically the most sensitive to rate changes'led the advance. 2026 Housing Outlook: Real Estate Professionals Project Improved Affordability Wall Street Review: Stocks Surge on Rate-Cut Hopes Wall Street Review: Stocks Sell Off in Another Volatile Week Gen Z Delaying Homeownership, Affecting Other Life Decisions, Poll Finds...

1+ hour, 23+ min ago (383+ words) RBI Policy: Reserve Bank of India's (RBI's) monetary policy committee cut the repo rate by 25 basis points from 5.5% to 5.25% on Friday, implicitly urging banks to slash their lending rates on long tenor loans, especially home loans. Notably,home loanscan be linked to base rate, MCLR (marginal cost of lending rate) or EBLR (external benchmark lending rate). The immediate impact ofrepo rate cutis typically seen when the lending rate is linked to the external benchmark aka repo rate. Although loans linked to MCLR are also meant to follow the same trajectory as repo rate, the change " at times " is not proportionate. For example, a cut of 25 basis points may result into a cut of 10 bps. Here we list out the current variable interest rates charged by most top banks on home loans linked to repo rate. HDFC Bank:This large private…...